:root{--paper:#f6f4ee;--surface:#fff;--ink:#10253f;--muted:#5f6c7b;--line:#d7dce0;--blue:#135cce;--blue-dark:#0d47a5;--blue-soft:#e9f1ff;--teal:#0b8276;--orange:#e66b2f;--yellow:#f3c84b;--radius:18px;--shadow:0 18px 50px #10253f17}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);word-break:keep-all;margin:0;font-family:Pretendard,Noto Sans KR,Apple SD Gothic Neo,Inter,system-ui,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}::selection{color:var(--ink);background:#bfd5ff}.shell{width:min(1160px,100% - 40px);margin-inline:auto}.skip-link{z-index:100;background:var(--ink);color:#fff;border-radius:8px;padding:10px 14px;position:fixed;top:10px;left:10px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.site-header{z-index:20;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#f6f4eef0;border-bottom:1px solid #10253f1f;position:sticky;top:0}.nav-shell{justify-content:space-between;align-items:center;gap:24px;min-height:72px;display:flex}.brand{letter-spacing:-.05em;align-items:center;gap:10px;font-size:1.2rem;font-weight:900;display:inline-flex}.brand-mark{color:#fff;background:var(--blue);border-radius:11px 11px 11px 3px;place-items:center;width:34px;height:34px;font-size:.9rem;font-weight:900;display:grid}.main-nav{color:#334862;align-items:center;gap:26px;font-size:.94rem;font-weight:750;display:flex}.main-nav a{border-bottom:2px solid #0000;padding:9px 2px}.main-nav a:hover,.main-nav a:focus-visible{color:var(--blue);border-color:var(--blue)}.eyebrow{color:var(--teal);letter-spacing:.12em;text-transform:uppercase;font-size:.78rem;font-weight:900}.hero{padding:74px 0 58px;overflow:hidden}.hero-grid{grid-template-columns:minmax(0,1.5fr) minmax(300px,.72fr);align-items:center;gap:70px;display:grid}.hero h1,.page-hero h1,.article-hero h1{letter-spacing:-.065em;margin:17px 0 23px;font-size:clamp(2.7rem,6vw,5.35rem);line-height:1.04}.hero h1 span{color:var(--blue)}.hero>.shell>div>p{max-width:650px;color:var(--muted);margin:0;font-size:1.12rem}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.button{border:1px solid var(--ink);border-radius:12px;justify-content:center;align-items:center;min-height:48px;padding:12px 20px;font-size:.93rem;font-weight:850;transition:transform .16s,box-shadow .16s,background .16s;display:inline-flex}.button:hover,.button:focus-visible{transform:translateY(-2px);box-shadow:0 8px 20px #10253f24}.button.primary{border-color:var(--blue);background:var(--blue);color:#fff}.button.primary:hover{background:var(--blue-dark)}.button.secondary{background:0 0}.button.secondary:hover{background:#fff}.hero-panel{color:#fff;background:var(--ink);border-radius:var(--radius);box-shadow:18px 18px 0 var(--yellow);border:1px solid #203c5f;padding:28px;position:relative}.hero-panel:before{content:"";background:var(--orange);z-index:-1;border-radius:50%;width:68px;height:68px;position:absolute;top:-20px;right:-22px}.panel-label{color:#92efdf;letter-spacing:.08em;font-size:.75rem;font-weight:850;display:inline-block}.panel-number{color:#8093aa;margin:25px 0 -8px;font-family:ui-monospace,monospace;font-size:.82rem}.hero-panel h2{letter-spacing:-.045em;margin:0 0 13px;font-size:1.75rem;line-height:1.3}.hero-panel>p:not(.panel-number){color:#b7c4d3;font-size:.9rem}.hero-panel a{color:#fff;border-bottom:1px solid #fff;margin-top:20px;font-size:.9rem;font-weight:850;display:inline-block}.quick-strip{border-block:1px solid var(--line);background:#ffffff73}.quick-grid{grid-template-columns:repeat(3,1fr);display:grid}.quick-grid div{border-right:1px solid var(--line);justify-content:center;align-items:baseline;gap:9px;padding:20px;display:flex}.quick-grid div:last-child{border-right:0}.quick-grid strong{color:var(--blue);font-size:1.22rem}.quick-grid span{color:var(--muted);font-size:.86rem}.section{padding-block:92px}.compact-top{padding-top:20px}.section-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:32px;display:flex}.section-heading h2,.principles-grid h2,.start-section h2,.content-cta h2{letter-spacing:-.055em;margin:8px 0 0;font-size:clamp(2rem,4vw,3rem);line-height:1.16}.text-link,.inline-link{color:var(--blue);font-size:.9rem;font-weight:850}.text-link:hover,.inline-link:hover{text-underline-offset:4px;text-decoration:underline}.guide-grid{grid-template-columns:repeat(6,1fr);gap:18px;display:grid}.guide-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;grid-column:span 2;min-height:310px;padding:26px;transition:transform .16s,box-shadow .16s,border-color .16s;display:flex;box-shadow:0 6px #10253f09}.guide-card:hover{box-shadow:var(--shadow);border-color:#aab9c8;transform:translateY(-4px)}.guide-card.featured{background:var(--blue-soft);border-color:#bbd0f5;grid-column:span 4}.card-meta{color:var(--muted);justify-content:space-between;align-items:center;gap:10px;font-size:.76rem;font-weight:750;display:flex}.category-pill{color:var(--teal);background:#e2f4ef;border-radius:99px;padding:5px 9px;display:inline-flex}.guide-card h3{letter-spacing:-.04em;margin:28px 0 13px;font-size:1.35rem;line-height:1.35}.guide-card.featured h3{max-width:620px;font-size:clamp(1.6rem,3vw,2.15rem)}.guide-card h3 a:after{content:"";position:absolute;inset:0}.guide-card{position:relative}.guide-card p{color:var(--muted);margin:0 0 24px;font-size:.93rem}.guide-card .text-link{z-index:1;align-self:flex-start;margin-top:auto;position:relative}.archive-grid .guide-card{grid-column:span 2}.guide-filter-panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin-bottom:28px;padding:28px;box-shadow:0 7px #10253f09}.filter-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:22px;display:flex}.filter-heading h2{letter-spacing:-.045em;margin:7px 0 0;font-size:1.55rem;line-height:1.3}.filter-heading p{color:var(--muted);margin:0;font-size:.82rem}.filter-heading p strong{color:var(--blue)}.category-tabs{grid-template-columns:repeat(5,1fr);gap:9px;display:grid}.category-tabs button{color:#40546a;background:var(--paper);border:1px solid var(--line);cursor:pointer;border-radius:11px;justify-content:space-between;align-items:center;gap:10px;min-height:50px;padding:10px 13px;font-size:.82rem;font-weight:850;display:flex}.category-tabs button strong{min-width:25px;height:25px;color:var(--muted);background:#fff;border-radius:99px;place-items:center;padding-inline:6px;font-size:.72rem;display:grid}.category-tabs button:hover,.category-tabs button:focus-visible{color:var(--blue);border-color:#9bb9e9}.category-tabs button.active{color:#fff;background:var(--blue);border-color:var(--blue);box-shadow:0 7px 15px #135cce33}.category-tabs button.active strong{color:var(--blue)}.principles-section{background:var(--ink);color:#fff;padding-block:86px}.principles-grid{grid-template-columns:.8fr 1.2fr;gap:80px;display:grid}.principles-grid .eyebrow{color:#73d9cb}.principle-list article{border-top:1px solid #40546c;grid-template-columns:45px 1fr;gap:18px;padding:23px 0;display:grid}.principle-list article:last-child{border-bottom:1px solid #40546c}.principle-list article>span{color:#71d9cb;font-family:ui-monospace,monospace;font-size:.78rem}.principle-list h3{margin:0 0 7px;font-size:1.06rem}.principle-list p{color:#b8c4d1;margin:0;font-size:.9rem}.start-section{justify-content:space-between;align-items:center;gap:45px;padding-block:86px;display:flex}.start-section p{color:var(--muted);margin:12px 0 0}.start-section .button{flex:none}.page-hero{border-bottom:1px solid var(--line);padding:82px 0 62px}.page-hero h1{max-width:900px;font-size:clamp(2.65rem,6vw,4.8rem)}.page-hero>p{max-width:720px;color:var(--muted);margin:0;font-size:1.08rem}.legal-hero{padding-bottom:45px}.article-hero{background:var(--blue-soft);border-bottom:1px solid #c2d4f3;padding:70px 0 62px}.article-hero-grid{grid-template-columns:minmax(0,1.45fr) minmax(260px,.55fr);align-items:end;gap:70px;display:grid}.article-hero h1{max-width:850px;font-size:clamp(2.35rem,5vw,4.15rem)}.article-lead{color:#455a73;max-width:770px;margin:0;font-size:1.06rem}.article-meta{color:var(--muted);flex-wrap:wrap;gap:8px 18px;margin-top:24px;font-size:.78rem;font-weight:750;display:flex}.article-summary{background:#fff;border:1px solid #b6c9e8;border-radius:16px;padding:24px;box-shadow:10px 10px #b8cff5}.article-summary span{color:var(--teal);letter-spacing:.08em;font-size:.75rem;font-weight:900}.article-summary p{margin:10px 0 0;font-size:1rem;font-weight:800;line-height:1.55}.article-layout{grid-template-columns:230px minmax(0,720px);justify-content:center;gap:70px;padding-block:76px 100px;display:grid}.article-toc{border-block:1px solid var(--line);align-self:start;padding:18px 0;position:sticky;top:108px}.article-toc strong{font-size:.82rem}.article-toc ol{margin:13px 0 0;padding:0;list-style:none}.article-toc li+li{margin-top:10px}.article-toc a{color:var(--muted);font-size:.78rem;line-height:1.45}.article-toc a:hover{color:var(--blue)}.article-section{padding-bottom:54px;scroll-margin-top:100px}.article-section+.article-section{border-top:1px solid var(--line);padding-top:54px}.article-section h2{letter-spacing:-.045em;margin:0 0 20px;font-size:clamp(1.55rem,3vw,2.05rem);line-height:1.3}.article-section p{color:#344a62;margin:0 0 18px}.step-list{counter-reset:steps;margin:25px 0;padding:0;list-style:none}.step-list li{counter-increment:steps;min-height:42px;padding:8px 0 16px 53px;position:relative}.step-list li:before{content:counter(steps);background:var(--blue);color:#fff;border-radius:50%;place-items:center;width:34px;height:34px;font-size:.78rem;font-weight:900;display:grid;position:absolute;top:3px;left:0}.check-list{border:1px solid var(--line);background:#fff;border-radius:14px;margin:25px 0;padding:22px 24px;list-style:none}.check-list li{padding-left:31px;position:relative}.check-list li+li{margin-top:12px}.check-list li:before{content:"✓";color:#fff;background:var(--teal);border-radius:5px;place-items:center;width:20px;height:20px;font-size:.7rem;font-weight:900;display:grid;position:absolute;top:0;left:0}.info-list{border-block:1px solid var(--ink);margin:26px 0}.info-list>div{border-bottom:1px solid var(--line);grid-template-columns:135px 1fr;gap:20px;padding:15px 7px;display:grid}.info-list>div:last-child{border-bottom:0}.info-list dt{font-weight:900}.info-list dd{color:#455a70;margin:0}.note{border-left:4px solid var(--yellow);background:#fff6d9;border-radius:3px 10px 10px 3px;padding:18px 20px;color:#3a4b5e!important}.takeaway{background:var(--ink);color:#fff;border-radius:var(--radius);margin-top:8px;padding:34px}.takeaway span{color:#71d9cb;letter-spacing:.08em;font-size:.75rem;font-weight:900}.takeaway h2{letter-spacing:-.035em;margin:12px 0 0;font-size:1.5rem;line-height:1.5}.article-disclosure{color:var(--muted);border:1px solid var(--line);background:#ffffff8c;border-radius:12px;margin-top:26px;padding:18px 20px;font-size:.78rem}.article-disclosure p{margin:0}.article-sources{border:1px solid var(--line);background:#fff;border-radius:12px;margin-top:25px;padding:23px}.article-sources h2{margin:0 0 12px;font-size:.92rem}.article-sources ul{margin:0;padding-left:19px}.article-sources li+li{margin-top:6px}.article-sources a{color:var(--blue);font-size:.82rem;font-weight:800}.article-sources a:hover{text-underline-offset:3px;text-decoration:underline}.article-sources p{color:var(--muted);margin:13px 0 0;font-size:.72rem}.article-actions{color:var(--blue);justify-content:space-between;gap:20px;margin-top:35px;font-size:.85rem;font-weight:850;display:flex}.content-page{max-width:850px;padding-block:70px 100px}.content-page>section{margin-bottom:65px}.content-page h2{letter-spacing:-.045em;margin:0 0 22px;font-size:clamp(1.65rem,3vw,2.2rem);line-height:1.3}.content-page h3{letter-spacing:-.025em}.content-page p{color:#3f536a}.plain-list{border-block:1px solid var(--ink);margin:0;padding:0;list-style:none}.plain-list li{border-bottom:1px solid var(--line);grid-template-columns:190px 1fr;gap:24px;padding:18px 5px;display:grid}.plain-list li:last-child{border-bottom:0}.plain-list span{color:var(--muted)}.process-grid,.contact-grid{grid-template-columns:1fr 1fr;gap:15px;display:grid}.process-grid article,.contact-grid article{border:1px solid var(--line);background:#fff;border-radius:14px;padding:23px}.process-grid article>span,.contact-grid article>span{color:var(--teal);letter-spacing:.07em;font-size:.74rem;font-weight:900}.process-grid h3,.contact-grid h3{margin:14px 0 7px;font-size:1.03rem}.process-grid p,.contact-grid p{margin:0;font-size:.88rem}.content-cta{background:var(--blue-soft);border-radius:var(--radius);border:1px solid #bdd0ee;justify-content:space-between;align-items:center;gap:30px;margin:75px 0 30px;padding:30px;display:flex}.content-cta h2{font-size:1.55rem}.page-updated{margin-top:55px;font-size:.78rem;color:var(--muted)!important}.channel-status{border-radius:var(--radius);background:#fff7dc;border:1px solid #e6ce7f;padding:28px}.channel-status>div{align-items:center;gap:10px;display:flex}.status-dot{background:var(--orange);border-radius:50%;width:10px;height:10px;box-shadow:0 0 0 5px #e66b2f24}.small-text{font-size:.78rem}.legal-content section{margin-bottom:50px}.legal-content h2{font-size:1.45rem}.notice-box{background:var(--blue-soft);border:1px solid #b9cdf0;border-radius:14px;padding:25px}.notice-box p{margin-bottom:0}.legal-note{border:1px solid var(--line);border-left:5px solid var(--teal);background:#fff;padding:25px}.legal-note p{margin-bottom:0}.site-footer{color:#b8c4d0;background:#0b1e34;padding:55px 0 25px}.footer-grid{grid-template-columns:1fr auto;gap:50px;padding-bottom:42px;display:grid}.footer-brand{color:#fff}.footer-grid p{max-width:440px;margin:17px 0 0;font-size:.86rem}.footer-links{color:#e4eaf0;grid-template-columns:1fr 1fr;align-content:start;gap:13px 35px;font-size:.84rem;display:grid}.footer-links a:hover{color:#7ee0d2}.footer-bottom{border-top:1px solid #2b4058;justify-content:space-between;gap:30px;padding-top:22px;font-size:.72rem;display:flex}@media (width<=900px){.hero-grid,.article-hero-grid,.principles-grid{grid-template-columns:1fr}.hero-grid{gap:55px}.hero-panel{max-width:570px}.guide-card,.guide-card.featured,.archive-grid .guide-card{grid-column:span 3}.principles-grid{gap:45px}.article-hero-grid{gap:35px}.article-summary{max-width:500px}.article-layout{grid-template-columns:1fr;gap:35px}.article-toc{position:static}.article-toc ol{grid-template-columns:1fr 1fr;gap:8px 20px;display:grid}.article-toc li+li{margin-top:0}.category-tabs{grid-template-columns:repeat(3,1fr)}}@media (width<=640px){.shell{width:min(100% - 28px,1160px)}.nav-shell{min-height:64px}.main-nav{gap:13px;font-size:.8rem}.main-nav a:first-child{display:none}.hero{padding-top:55px}.hero h1{font-size:clamp(2.5rem,13vw,4rem)}.hero-panel{box-shadow:10px 10px 0 var(--yellow);margin-right:10px}.quick-grid div{flex-direction:column;align-items:center;gap:1px;padding:16px 5px}.quick-grid span{font-size:.72rem}.section{padding-block:68px}.section-heading{flex-direction:column;align-items:start}.guide-filter-panel{padding:21px 18px;overflow:hidden}.filter-heading{flex-direction:column;align-items:start;gap:10px}.category-tabs{scroll-snap-type:x proximity;scrollbar-width:thin;width:calc(100% + 36px);margin-inline:-18px;padding:0 18px 5px;display:flex;overflow-x:auto}.category-tabs button{scroll-snap-align:start;flex:none;min-width:118px}.guide-grid{flex-direction:column;display:flex}.guide-card{min-height:280px}.start-section,.content-cta{flex-direction:column;align-items:stretch}.page-hero{padding:60px 0 44px}.page-hero h1,.article-hero h1{font-size:clamp(2.25rem,11vw,3.3rem)}.article-hero{padding:55px 0 45px}.article-layout{padding-block:45px 75px}.article-toc ol{grid-template-columns:1fr}.article-section{padding-bottom:40px}.article-section+.article-section{padding-top:40px}.info-list>div{grid-template-columns:1fr;gap:5px}.article-actions{flex-direction:column;align-items:flex-start}.content-page{padding-block:50px 75px}.plain-list li{grid-template-columns:1fr;gap:3px}.process-grid,.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:35px}.footer-links{grid-template-columns:1fr 1fr}.footer-bottom{flex-direction:column;gap:6px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition:none!important}}